Ranking updated
Best monobank budget apps in 2026
To see where your monobank money goes, with nothing to enter by hand and a tip on which cashback category to pick, Family Expenses Insights. For an AI assistant you can ask about your spending, with instant monobank sync, STATOK. For a household budget that brings your partner’s monobank accounts into one place, monobudget. For one total across monobank, Revolut, Wise and European banks, EveryPenny. None of them is a monobank product. Full breakdown below.
How we picked: monobank opens a read-only access key, so third-party apps can show your spending without moving money. We read each developer’s own App Store description for how the connection works, what the app does with your statement, whether it handles a family budget and where your data is kept.
See where your monobank money goes
Family Expenses Insights is an independent app that reads your monobank statement and shows spending by category for a month, a quarter and a year, where you broke out of your usual level, recurring charges and subscriptions that got pricier. It suggests which cashback category to pick this month from your own past spending, and you then pick it in monobank. You create the access key in your monobank cabinet and can revoke it at any time; it only allows viewing data. The statement stays on your phone, with no server holding your data, no ads and no tracking, and you can start with an example built from made-up data before connecting anything.
An AI assistant for your monobank spending
STATOK says it is officially authorised by monobank: balances and 30 days of history sync when you connect, and new transactions arrive in real time. AI sorts transactions by merchant code, and you can ask its assistant questions like how much you spent on coffee last month; it answers with charts in the chat and can create a budget or a goal. It also analyses Silpo purchases, tracks subscriptions in a payment calendar and lets you add cash, property and cars to your net worth.
A family budget and one total across banks
monobudget syncs monobank transactions automatically, picks up Apple Pay payments from any bank, and with Family Sharing brings your spouse’s monobank accounts into one household view, with an overall budget or one per category. EveryPenny is for life between countries: monobank and Bybit connect directly, European banks connect through open banking, and every balance adds up to one total in the currency you choose. Family Expenses Insights can also show a relative’s spending, only with their consent and their own key. For more on tracking spending, see expense tracker apps.
| App | Best for | Beyond monobank | Family |
|---|---|---|---|
| Family Expenses InsightsCensuusApp Store | spending analytics and cashback tips | statement only, data stays on the phone | relatives with their own key and consent |
| STATOKCensuusApp Store | an AI money assistant | Silpo purchases, cash, property and cars | not the focus |
| monobudgetApp Store | a household budget | Apple Pay from any bank, cash, investments, crypto | your spouse’s monobank accounts |
| EveryPennyApp Store | one total across countries | Revolut, Wise, Bybit, European banks via open banking | not the focus |
Frequently asked questions
Is it safe to connect monobank to a budgeting app?
These apps use a read-only key you create in your monobank cabinet, so they can view transactions but cannot move money, and you can revoke the key at any time. Family Expenses Insights keeps the statement on your phone.
Which app helps choose a monobank cashback category?
Family Expenses Insights suggests a cashback category for the month based on your own spending over previous months; you pick it in monobank.
Can I see my partner’s monobank spending in one app?
monobudget brings your spouse’s monobank accounts into one view with Family Sharing, and Family Expenses Insights shows a relative’s spending only with their consent and their own key.