Family Expenses Insights

Family Expenses Insights builds a budget from your monobank statement, so you do not type purchases at all. You create a read-only key on the bank's own api.monobank.ua page, which you can revoke any time, and the app sorts spending into categories, compares the month with the last one, collects subscriptions and recurring charges, and flags the ones that got more expensive. A daily hint shows how much you can still spend to stay within your usual month, and family members can be added with their consent.

The key and statement stay on the phone and the app cannot move money. It is an independent tool, not a monobank product, and it only works for monobank customers. You can explore a demo on made-up data first. Ukrainians who bank with monobank and gave up on manual expense apps will see the point immediately.