STATOK: AI Money Manager

STATOK is a money manager built around Ukrainian banking. It connects to monobank for balances and transactions, then adds budgets, goals and subscription tracking. Its assistant, Aura, answers questions like whether you can afford something this week, can create budgets for you, and has a Roast Mode that points out, with humour, where you overspend. A Silpo integration breaks down grocery spending and the cost of your usual cart.

Its strongest features depend on monobank and Silpo, so users of other banks and stores get less. For monobank customers who want budgets and answers without manual entry, it fits well.