Mint vs Rocket Money
Let’s be honest up front: this is not a fair fight, because Mint no longer exists. Intuit discontinued the long-popular budgeting app in 2024 and steered users toward Credit Karma, which is not a like-for-like budgeting tool. So the real question behind “Mint vs Rocket Money” is what you should use now, and Rocket Money is one of the live alternatives worth understanding.
This is written as a successor comparison, not a live head-to-head: what Mint did, why it ended, what Rocket Money offers today, and how to choose a replacement, with a verdict by what you valued most in Mint.
| Mint | Rocket Money | |
|---|---|---|
| Status | discontinued by Intuit in 2024 | live and actively developed |
| Core idea | free all-in-one budgeting + tracking | subscription finder + budgeting + tracking |
| Signature feature | free account aggregation, budgets | finds and can cancel subscriptions |
| Cost model | was free (ad-supported) | free tier + paid features |
| Best when | n/a, no longer available | you want to catch recurring charges |
What happened to Mint
Mint was, for years, the default free budgeting app: link your accounts, watch transactions get categorized, set budgets, all at no direct cost because it was ad-supported. In 2024 Intuit shut it down and pointed users to Credit Karma, which does not replicate Mint’s full budgeting experience. That left a lot of people looking for a new home for their money tracking, which is exactly why this comparison keeps getting searched. If you are here for Mint itself, the short answer is that it is gone.
What Rocket Money does instead
Rocket Money covers much of the same ground, account connection, spending categorization and budgets, and adds a signature twist Mint never centered: it hunts down your recurring subscriptions and can cancel the ones you no longer want on your behalf. Its model differs too. Where Mint was free and ad-supported, Rocket Money offers a free tier with paid features layered on. It is not a clone of Mint, but for tracking and budgeting it fills a large part of the gap.
Choosing a replacement honestly
What you should pick depends on what you actually liked about Mint. If it was the free, hands-off tracking, know that most successors, Rocket Money included, monetize somewhere, so weigh the free tier against what you get. If it was the budgets, plenty of tools do budgeting well. And if forgotten subscriptions are your real pain, Rocket Money’s cancellation feature is a genuine reason to try it. There is no single Mint replacement, only the one that matches the part of Mint you miss.
Frequently asked questions
Is Mint still available in 2026?
No. Intuit discontinued Mint in 2024 and directed users toward Credit Karma, which does not fully replicate Mint’s budgeting features. If you used Mint, you need a replacement, which is why so many people now compare it against apps like Rocket Money that are still actively developed.
Is Rocket Money a good replacement for Mint?
For much of what Mint did, yes. Rocket Money handles account tracking, spending categorization and budgets, and adds subscription-finding and cancellation that Mint never centered. It is not identical, and it monetizes through paid features rather than ads, but it covers a large part of the gap Mint left behind.
Is Rocket Money free?
Rocket Money has a free tier, with paid features layered on top, including some of its subscription-management capabilities. That differs from Mint, which was free and ad-supported. If cost matters, look closely at which features sit behind the paywall before you decide it is the right Mint replacement for you.