Kapik is an expense tracker built to keep logging short. You add a spend in a few taps or point the camera at a receipt, and it fills in the store, amount, date and items for you. From there the month assembles itself: categories, monthly budget limits that show what is left, income, separate accounts in different currencies with live conversion, and recurring payments like rent and bills with reminders and a one-tap paid mark. Charts break it all down by category, period and account.
Everything stays on the device, with no account, no cloud and no ads, so there is also no sync between phones. A custom month start helps if you count from payday, and CSV export keeps the data portable. It is in Ukrainian and English, and fits anyone who wants a clear monthly picture without connecting a bank.
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