Ranking updated
Mobile banking apps for business in Ukraine
Every big bank has a separate app for business, and they differ in what they add on top of payments. Privat24 for business pulls tax data, lets you sign and file reports and pays salaries. PUMB Business opens an account online with Diia, issues virtual cards and signs documents on other platforms by QR code. UKRSIB business focuses on UAH and FX payment documents signed with a qualified e-signature. All three are in Ukrainian.
How we chose: business banking apps of Ukrainian banks, sold by the bank itself on the App Store, with features taken from each app’s store description. No fees, rates or limits.
Privat24 for business: taxes, reports and salaries
Privat24 for business is for legal entities and sole proprietors. Beyond statements and payments with templates, it receives data from the State Tax Service, pays taxes and fees with deadline reminders, and lets you sign and submit reports to the tax service with a reporting calendar. It also creates and sends invoices, exchanges documents with suppliers, runs salary projects, handles currency exchange, loans, deposits and business cards, and signs payments and documents with SmartID.
PUMB Business: open an account online
PUMB Business is made for small and medium businesses. Sole proprietors and legal entities can open an account online using Diia, without visiting a branch. Payments are signed with a fingerprint or face scan, virtual cards can be issued for the business and employees in different currencies, and scanning a QR code signs documents on external platforms with an electronic key. It also offers payment templates, currency operations, online loan applications and acquiring with a terminal in your smartphone.
UKRSIB business: payment documents and FX
UKRSIB business is for clients of UKRSIBBANK BNP Paribas Group. Sole proprietors can open a first account and get access by issuing a qualified electronic signature certificate. You create, copy and sign UAH payment documents with QES, see which ones still need signing or approval, sign FX sale applications, switch between several companies and get push notifications to approve transactions or when a certificate expires.
Which one to use
The business app follows your bank, so start with the bank where your account already is. If you are choosing, Privat24 for business suits a sole proprietor who wants taxes and reports next to payments, PUMB Business suits opening an account online, and UKRSIB business suits a company that signs many UAH and FX payments. For tax and cash register apps, see apps for sole proprietors, and to sign documents, e-signature apps.
| App | Best for | Highlights | Ukrainian UI |
|---|---|---|---|
| Privat24 for businessApp Store | taxes and reports in one app | tax data from the State Tax Service, reports, salary projects, invoices, SmartID | yes |
| PUMB BusinessApp StoreGoogle Play | opening an account online | account opening with Diia, virtual cards, signing by QR code, acquiring, templates | yes |
| UKRSIB businessApp StoreGoogle Play | UAH and FX payments | payment documents with QES, joint approval, FX applications, several companies | yes |
Frequently asked questions
Which bank app lets me file tax reports?
Privat24 for business receives data from the State Tax Service, pays taxes with deadline reminders and lets you sign and submit reports to the tax service in the app.
Can I open a business account without visiting a branch?
PUMB Business opens an account online for sole proprietors and legal entities using Diia. UKRSIB business lets a sole proprietor open a first account in the app.
How are payments signed in these apps?
Privat24 for business uses SmartID, PUMB Business uses a fingerprint or face scan, and UKRSIB business signs payment documents with a qualified electronic signature.